Credit analysis — is the method by which one calculates the creditworthiness of a business or organization. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of … Wikipedia
credit analysis — Evaluating information on companies and bond issues in order to estimate the ability of the issuer to live up to its future contractual obligations. Related: default risk. Bloomberg Financial Dictionary * * * credit analysis credit analysis ➔… … Financial and business terms
Credit Analysis — A type of analysis an investor or bond portfolio manager performs on companies or other debt issuing entities encompassing the entity s ability to meet its debt obligations. The credit analysis seeks to identify the appropriate level of default… … Investment dictionary
Judgmental Credit Analysis — A method of approving or denying credit based on the lender s judgment rather than on a particular credit scoring model. Judgmental credit analysis entails evaluating the borrowers application and using prior experience dealing with similar… … Investment dictionary
analysis — a‧nal‧y‧sis [əˈnælss] noun analyses PLURALFORM [ siːz] [countable, uncountable] 1. a careful examination of something in order to understand it better: • The researchers carried out a detailed analysis of recent trends in share prices. •… … Financial and business terms
credit analyst — ➔ analyst * * * credit analysis UK US noun [C or U] (plural credit analyses) (also credit appraisal) ► FINANCE, BANKING a calculation of the risk of lending money to a particular person, company, or government based on their ability to pay it… … Financial and business terms
International Bank Credit Analysis — A company which rates the credit worthiness of banks. See also Bank Research for Eastern Europe, European Bank for Reconstruction and Development, Euronotation and Standard & Poor … International financial encyclopaedia
Comparative credit analysis — A method of analysis in which a firm is compared to others that have a desired target debt rating in order to infer an appropriate financial ratio target. The New York Times Financial Glossary … Financial and business terms
Credit spread (options) — Finance Financial markets Bond market … Wikipedia
Credit risk — Categories of financial risk Credit risk Concentration risk Market risk Interest rate risk Currency risk Equity risk Commodity risk Liquidity risk Refinancing risk … Wikipedia
